Tutorials1927 - Insurance is protection for the people we love. Should the insured in the insurance policy of the unfortunate or die, then heirs benefit set out in the insurance policy.
To disburse these benefits, one of the requirements demanded by insurance companies is to include the original insurance policy as well as other supplementary documents. Without the original policy, it is difficult for heirs to obtain benefits.
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See Also : steps before buying health insurance
The problem is, sometimes the heirs, as the wife and kids, not knowing if their father had an insurance policy that is very useful. The father or the main breadwinner sometimes forgot to mention that he already covered by insurance.
Openness is the key. "My husband and I have 11 insurance policy. My husband knows about my policy and my husband found out about the policy. Because my children were little, I tell you about this policy to my mother, too. I show where the policy was saved and the whom he should touch if anything happens to me or my husband, "said Choliliah (38).
It is clear that insurance policy is an important document. However, if the insurance policy must be put in a safe deposit box at a bank like other letters? Apparently not. Financial planners Aidil Akbar Madjid famous once said, do occasionally save the policy in SDB. Because, when the heirs wanted to open the SDB must go through lengthy procedures.
"We recommend an insurance policy together and collected in one place that is easily accessible," said Akbar. He recalled collecting her policy in a bag in his office. If there is anything, the bag containing important documents is a priority that must be saved.
Tell your family or heirs, in which the storage area and contact an insurance policy that need to be contacted.
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