Fact 5: Not All People Need Insurance

Insurance, insurance for some people is a bill that is very helpful, for others considered unimportant, even shunned. Correct so ..?

The good news, indeed not everyone needs insurance. Well how come ..? Could all.

You include people who do not need insurance, if:

1. It has sufficient funds if to your wife and your baby Got sick.

If you are a disciplined set aside for unforeseen circumstances, such as illness and cost quite a lot, then you do not need to have insurance anymore. Since you've been preparing since the beginning.

If you are in a condition like this, then do not have insurance, hospital stay finished wrote that the money already collected. Most were regrettable later is trying to have insurance, do not have to pay his own, already paid for same insurer.

2. It has sufficient funds for the Wife and Children (read: family) that until Died too soon.

Well, if you already have enough money to finance the cost of routine household purposes (cost of living, electricity, PAM, etc.), the cost of education of children, usually people like this have no mortgage. So with these conditions, you do not need to have insurance.

3. It has sufficient funds for the cost of school children until graduation.

If you are designing your child's future education and have set up funds also consistent with the calculation of real costs that are needed, and despite a risk that happen to you, but the education Fund persists, then you do not need to have insurance for a child's education.

4. It Sickly.

Yes, when you're sick like you're already suffering from heart disease, diabetes, or have a disease in a particular organ, then you do not need insurance anymore. Because insurance companies will certainly reject the submission of your insurance.

Now, while there is still healthy then there is no harm in having insurance. Because if you are already sick, the insurance company will automatically reject filing your insurance.

5. Age You already over 65 years.

Yes, because of the age factor, you will usually be rejected when applying for insurance. Because usually an insurance company will accept customers under 60 years of age.

Naaahhh, while there's still young and healthy, immediately have the insurance account.

So already you know, that not everyone needs insurance. If you own approximately including where ..?

And when you include people who yearn to live in prosperity on the day the old and want to send your baby up to the level of a high level, but does not know how to prepare.

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