Retirement insurance, should I?

Retirement is a word that is no stranger to be heard by us. Retirement is a state where a person is no longer productive or practically no longer able to work and earn income. Retirement age people usually ranges between 60 to 70 years. Everyone will experience old and retire so that not a few of us were afraid and worried because there would no longer earn revenue for posterity. To answer these concerns, the pension insurance services is the answer.
Retirement insurance, should I?

In retirement with a happy life is the hope of every human being. With insurance it will all be resolved.

The development of Pension Insurance

Insurance was initially created for protection to protect the consequences in financial terms that would appear if the person insured dies. For example if an employee dies, the insurance company will provide protection in the form of compensation is commonly called the sum assured or UP given to the bereaved family.

In the development of the insurance are not just selling a product with nature protection alone, but has now been coupled with the nature of investment products. This is now the most popular in Indonesia society where the latter is the link unit in addition to protection at the same time he can invest. For example, if you take out a policy but then in 10 years you dies, the heirs or family you leave behind will get a sum of 100 million. Now this is called protection. But if in 10 years time that you were given health then you will still get the money 100 million after 10 years since you took the policy. Now it is called with an investment element.

Benefits and Pension Insurance Fund Illustrative Example

For more details regarding the pension insurance fund then here will be given an illustration when you already have a retirement pension insurance and you've arrived.

For example, you are now 30 years old and does not have the habit of smoking and working in the office. You took the initiative to participate in pension insurance by cutting his monthly salary of 1 million / month for a period of 10 years. Then the amount invest in the past 10 years is 120,000,000. calculated by 1 million x 12 months x 10 years and the result is 120,000,000. with insurance then you will get a big advantage.

The first advantage is that you invest the funds likely to develop into 158.9 million within 10 years. But if you do not take it then that number could be developed into 856 million when you are 55 years old (25 years) and can also be a number of 3 billion when you are 65 years old. The second advantage is the protection of health, if you are admitted to the hospital more than 2 days a maximum of 1 million per day or 150.5 million per year. The third advantage is the protection of some 260 million permanent disability as well as protection against 33 critical illnesses classified $ 100 million. The advantage to four is a legacy for families some 250 million or 500 million if you die in an accident before the age of 60 years.

Immediately decided to clear your old age pension insurance program with a wide range of guarantees and benefits that will be useful to you and your beloved family.

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