43 Percent of Women Not Have Insurance

Tutorials1927 - The economic crisis that happened today makes men no longer can be the sole breadwinner. Women must also work to supplement their income, or even be the main breadwinner. Not surprisingly, the number of working women is increasing.

However, there is something that needs attention. As many as 43 percent of women work in the United States did not have life insurance. Lauren Lyons Cole, a financial expert and a certified financial planner, giving views of why this could be a problem.

Many women have a fairly high education, but they apparently had not thought to buy insurance products. If this is the case 100 years ago, might dimaklum because they could not afford it. Income that they get in the informal sector is not significant.

In contrast to today, when women already know their needs, and already have power over their earnings. Lauren looked at, it is proper women need life insurance, because it becomes a safety net for them. As they become breadwinners for the family, See also : Protection And Fallacy perception gap insurance and one day no longer able to provide the livelihood for whatever reason, they must ensure that the family still has the income to survive. This is where life insurance to meet those needs.

Lauren added that even single women also should buy life insurance. Because, there are some situations that might alone makes insurance be a helper. For example, you have to pay for upkeep of parents who are sick. Or, you being the only child still living with their parents, and have to finance their lives. That is to say, life insurance is required by anyone who has dependents.

However, you should not buy life insurance because the seller can not stand flattery, or for joining in others. Moreover, you actually do not really understand the benefits for yourself.

In addition, when buying life insurance, you should buy a pure insurance protection without any frills investments. In other words, life insurance and investment are two things that should be separate. If you want to invest, then invest was the investment manager, not the insurance company. There anyway, other areas are better to invest, such as precious metals or property.

See also : myths about life insurance 

To consider buying life insurance, the following tips:

1. Understand why you need it, especially with regard to the various policies set by the insurance company.

2. Before buying, many-many are looking for information about life insurance than others who did understand it.

3. Ask your friends to recommend lah life insurance agent they trust, and it has the ability to help and serve customers.

4. Buy when you're healthy financial condition. The sooner you buy, the better actually. That is, you are still healthy, young age, and you have not used the money to pay other bills burdensome.

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