Every year health care costs continue to rise. You need to know how much protection to its own or provided by the office. After that, if the amount is already sufficient protection all possible needs in the future in case of untoward disaster.
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2. Know your priorities.
Begin to prioritize your financial allocation. Maybe you've started saving, and has a reserve fund. But saving money is not enough, because it could be saved funds will be exhausted in the event of a disaster. With insurance, you have adequate protection that can be relied upon to face unexpected risks in the future. Allocate funds for savings and insurance are balanced so that both can be mutually supportive.
3. Knowing your risk.
Every individual has different risks inherent in themselves and their environment, whether it's around the workplace or place of residence. People working in hazardous locations have a higher risk than people who work at home. Likewise with congenital diseases or have ever appeared in the family health history. Build awareness of the risks themselves.
4. Teach your child to manage their finances.
Teach your children how to save and manage their finances. "Give a man a fish, you have fed him for today. Teach someone fishing, and you have fed him for life. "They will grow into independent individuals and intelligent, which can effectively manage their own finances and educate their own children as well.
5. Consult
You can consult with a financial planner at the representative office of insurance. You can also discuss with family and friends who know about finance to reassess your financial policies. This should be done every year or when there are significant changes in your life such as deciding to get married, start a family or buying a new home. This is to ensure that you are financially ready when facing adverse circumstances.
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