Pressing economic malaise advantage PT Asuransi Binagriya. General insurance company profit growth is slowing throughout the year this wooden goat.
In 2014, the Insurance Binagriya profit of Rp 20.4 billion. Well, until the close of the year, Binagriya Insurance profit is estimated to reach Rp 21 billion. That means, this company's earnings grew only 2.94% in 2015.
The figure thinner than last year's growth. Compared with 2013, earnings Binagriya in 2014 can grow up to 10.8%.
"Until October this year already profit of Rp 20 billion," said President Director of PT Asuransi Binagriya Dada Sukresna this week.
In order for this year's targets are met, Insurance Binagriya must collect additional income at least $ 1 billion so far this year.
How, the general insurance companies to boost premium income. Throughout this year, hoping Binagriya insurance premium income increased by 26% compared to last year to Rp 126 billion. In 2014, Binagriya insurance premiums rose 17.6% year on year (yoy) to Rp 100 billion.
Of note Binagriya insurance, total premium income to October this year to Rp 104 billion, or 82.54% of the target until the end of 2015. In November and December 2015, insurance premiums Binagriya pursuit of Rp 22 billion.
Property insurance is still the backbone of Insurance Binagriya. According to Dada, the sale of the property insurance policy is according to expectations despite the flagging economy. Hence, he is optimistic that the targeted performance targets will be met.
In addition to hunting down premiums, Insurance Binagriya also pressing claims ratio in order to seeuai performance targets. Until now, the ratio of insurance claims Binagriya be in the range of 10%. "Because we played a lot in retail so that the value of the claim is also not as high as products for the corporate market," said Dada. (Tendi Mahadi)
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