how Smart Select Insurance, the Insurance Learning History

What will occur to you when you hear the word insurance? Insurance can be categorized as one of the important things in our lives today. Insurance can be protective for all of our assets such as houses, cars, businesses or even our souls.
how Smart Select Insurance, the Insurance Learning History

Many people rush to choose insurance without knowing the basic functions of insurance and benefits we will get from the insurance we have. Not a few cases of fraud under the guise of insurance that afflicts many people today, and of course it can happen due to lack of understanding of its many people about what the insurance. Therefore, you should know in advance about insurance of studying the history of the insurance itself.

Beginning of Insurance

We can know by looking at the history of insurance no insurance beginning in this world. According to some sources, the insurance has been around since the days of the Greek Empire. Insurance concept has developed since Roman times and the reign of Alexander the Great. This concept is seen when there is an association whose members died or was sick and the other members to raise money to meet or provide compensation to the members who were affected by the accident.

What about the concept of insurance in Indonesia? In Indonesia alone insurance is already entered when the Dutch colonial era. This is evidenced by the insurance company that has been known since time immemorial as Bumiputera Insurance, BNI Life Insurance, Insurance and other insurance Prog.

Insurance companies are not only known in the past but until now we can still find the company. There are many people who do choose the insurance of the company with the long experience and reputation. However, some people in this modern era has turned to a company that is much more modern concept and follow the age and condition.

The purpose of existence Insurance

Once we know about the beginning of the insurance in the world and in Indonesia, we need to know the actual basic understanding of the insurance itself. Insurance itself is an agreement made between two or more parties where one party would be the costs and the other party will be the recipient of the insurance premiums. Recipients of insurance premiums must pay premiums every month to those who bear the replacement cost if eventually the unfortunate recipient of the premium or have damage to all the things that were agreed to be covered by the insurance company. So what are the actual purpose of insurance?

- Insurance will provide guarantees for the protection and the risk of loss that will be experienced by the receiving party insurance premiums

- Insurance will also help so that everyone does not need to be too secure the assets or all the things he had. This means that insurers provide more effective solutions to protect your goods or assets.

- Insurance will serve as the savings that will be returned if not used within a certain period.

- Insurance provides replacement cost when the receiving party insurance of sickness, accident, loss of assets or goods and so forth.

- Insurance for the business will save you from the danger of bankruptcy that many feared by entrepreneurs.

Currently the insurance itself has been growing very rapidly and we have no trouble choosing insurance and insurance products that fit our needs. The most important thing to note is always looking for the best company to provide insurance and select the appropriate insurance products with the ability to pay us. By knowing the history of insurance, insurance of our knowledge will increase.

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