5 Functions Critical Illness Insurance

Critical illness insurance (Critical Illness) has five functions:

1. Financing treatment of critical illnesses.

2. Financing care after critical illness treatment

3. Replace the income lost during or because they can not work

4. Prevent the loss of assets and debt bondage.

5. Maintaining confidence.

Critical illness insurance money may fulfill four functions first, possibly with limited functionality, or may be a function was not fulfilled. Therefore, UP critical illness protection to be great, greater than the cost for treatment, and still have some left for further treatment costs, replacing the income and pay debts (if previously borrowed). All of it is useful to bring someone on the fifth functions: maintenance of confidence as to avoid burdening other people's feelings.

What is the ideal UP critical illness? In terms of impact, critical illness have a financial impact equivalent to a death event, or even larger. So, ideally, UP UP critical illness the same as the soul. But whatever it is, UP critical illness remains useful for reducing the burden of life.

Critical illness that mostly does not come suddenly, but the result of accumulated habits and an unhealthy lifestyle. Especially nowadays, all kinds of reasons people sick. Job stress, air pollution, cigarette, mostly sitting and lack of exercise, a variety of foods contain chemicals, etc. Blood sugar, uric acid, cholesterol, and fat accumulated, plays lead to critical illness. All the accumulated bit by bit, to accumulate constantly, often without realizing it.

Critical illness is a disease that comes slowly, the treatment takes a long time, to heal slowly, and should be accompanied by changes in lifestyle with strict discipline. If it can not be cured, it can result in loss of independence alive. And when it comes to age, the process that way have generally slowly.

So, prepare yourself to face the worst conditions in life.

At Allianz, critical illness insurance is available as a rider (additional protection) in life insurance Tapro Allisya Protection Plus. There are 49 critical illnesses covered. Claims can be filed when the insured was first diagnosed with one of 49 critical illnesses, without having to undergo treatment beforehand.

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