If It's On Cover Company, Do I still need insurance?

I've got insurance, my health is covered by the company. Still do I need to add my insurance? The above questions need to be answered with the question as follows:

• This type of insurance do you have?
• How large is the coverage you get from the existing insurance?
• How much your company will cover your health?
• Are you going to continue in the company until retirement?

Or it could be illustrated as follows, you already have a phone, whether it is necessary to add the fruit hp again? With growing age and risk, you need to constantly monitor your insurance from year to year. Insurance you bought 10 years ago may no longer fit its time or benefits you get are not in accordance with the current situation both in terms of the amount of protection and coverage. Similarly, if the facilities of the company, are you sure it will work at the same company until retirement. Then how after retirement, whether you've been thinking about it because at that time that the risk increase and if at that moment you just take out additional insurance, the premiums would be very expensive. It's important to have private insurance even been covered by the company. Some of these tips really help you if you want to have private insurance outside the company:

1. Consider the benefits of what and how the amount obtained from the company. Ex: The health benefits or accident, or also includes outpatient and death? And how much protection of each benefit, whether to suit your needs?
2. If you still have the possibility to move to another company, make sure you have private insurance. Not necessarily because of your new company will provide the same benefits
3. For health insurance, make sure you can do the double claim between the office and the insurance company.

Take care not to your insurance expired or, in other words, outdated!

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